| [joedraper] Monday, March 23, 2009 10:20:13 AM | |
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hello fellow defenders!!!
Wow what an amazing morning I had! Craig bought a new motorcycle (I'll post pics soon) So this morning we said screw it and took a cruise up to a little town and had a breakfast and then took a cruise back again. It's been years since I was last on a motorcycle and it was so fun.. We should have done this ages ago lol.
It's a bit big for me to hold up so I'm now in the market looking for a 300 or 200 but we'll see what happens.. maybe I'll grow some extra muscles and manage this one lol.. until then.. I'm happy to ride shotgun lol. |
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| [Head banger] Monday, March 23, 2009 10:12:33 AM | |
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well, I would close the one with the highest total cost per unit. chrysler is talking of taking all their plants out of canada because of cost issues. I couldnt blame them. one day they will build cars that people want, and people will have the money to buy them. but for now, the company cant aford to pay people to build stuff that no one wants.
[Show/Hide Quoted Message] (Quoting Message by _strat_ from Monday, March 23, 2009 7:35:53 AM)| |  | _strat_ wrote: | | Well, yes. True. But... They are closing their foreign factories first. When Renault has to choose which plant to close down - the one in France, or the one in Slovenia - no rewards for guessing which one will be closed down first. No rewards for guessing which plant has the most work now - the one in France, obviosuly. And if Chrysler and Ford have any foreign factories, Im sure that those places were the first ones to get screwed.
| | | Head banger wrote: | | speculators dont have much to do with it. the average person doesnt have the money to spend on new cars yearly right now. they are not moving plants so much as closing them. a few weeks at part pay sucks, perhaps, but its beter than a closed plant.
| | | _strat_ wrote: | | | Oh, whoopedy - fucking - doo... Fucking speculators. Over here, there isnt enough work, because all the foreign companies are moving work from here to their countries... If Renault closes down the plant here, there will be thousands of workers laid off, not to mention those that work for subcontractors... If Renault is doing what Ford and Chrysler are doing, theres going to be a revolution here. I suddenly understand Freezes annonyance with the French. |
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| [Deep Freeze] Monday, March 23, 2009 9:32:09 AM | |
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And that is yet another source of tremendous irritation for me!! Credit cards! In fact, credit in general. You see, personal credit is the greatest financial cancer there is. You cannot build wealth when you are in debt. People also do not understand credit well enough and THAT is a huge problem. Take the conversation strat and I had last week. If you really believe that interest is a matter of "simple percentages", you are a shining example of why people have credit problems. Debt is a bane. It is a problem. It is destructive. Credit cards are NOT necessary!! You may think they are but they are not. I do not have ONE credit card. NOT ONE..yet we travel, make purchases and live just fine thank you.
Edited at: Monday, March 23, 2009 9:34:41 AM
Edited at: Monday, March 23, 2009 9:36:36 AM |
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| [~ MG_Metalgoddess~] Monday, March 23, 2009 9:11:59 AM | |
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Freeze I watched that program too.. I cannot believe that none of those people wanted to take responsibilty..
Next Friday Iam watching the credit card problem.... In The USA...
I agree The Greed and coruption, was horrible... and why no-one is being held accountable for anything is beyond me.. Its the real hardworking people who do and can pay their bills that are going to suffer in the long run..
My Brother is going to try and sell his house this spring/summer.. and is very upset about all the things going on.
When I sold my house In montana, the people went through Country wide... and they appraised the house for exactly the amount they were trying to borrow... these people that bought my house,, had seasonal employment.. No money down, no equity and didnt have a pot to piss in,, and they were given a loan for 250.000. ???? SO even as of last spring when things were starting to go sour in the housing .. they were still approving these shoody loans.
I was happy to get the hell out of there... I was just the seller,but still.. I was nervouse everyday... Are they gping to back out of house?? am I going to have start all over again??? Good grief... I lucked out and sold at the right time before the crisis hit the west coast...
Iam curious to watch the credit card report,, because so-many people have maxed out credit card trying to make ends meet...
Hugs and happy monday!!!!!!!!!!!!! MG~
[Show/Hide Quoted Message] (Quoting Message by Deep Freeze from Monday, March 23, 2009 8:59:18 AM)| | | Deep Freeze wrote: | | You know, maybe I should put this in the Pissed Off Thread but last night, the Princess and I were watching Dateline NBC and they were doing a report on the "mortgage crisis". Now, before strat goes postal on me just let me say that it truly IS a situation caused by greed and corruption. I that. Being in the business for twenty years, I saw my fair share of "questionable" loans. OK, now that I have prefaced my comments....:
WHAT????!!!!!!!!!!! I sat here ready to friggin PUKE when I heard these morons talking on camera. There were THREE 'borrowers' that were interviewed and guess what they ALL had in common?? ALL three signed for a loan they could not afford ! Worse yet, they continue (probably for litigation reasons) to insist they had no fault!!! WHAT??!?!!??!?! Oh man. I nearly had an stroke!!!!! What the fu#@????????Look, I know there are bad people in businesses. People that would do things to make a buck regardless of right or wrong. I understand. What irritates me is these borrowers claiming they "did not know" that they could not afford a half-million dollar home on a $1600 a month salary! Or, they claim they believed it because the "lender said they could".. WHATEVER! This is FOURTH GRADE friggin math, people!!!! You make $1600 and the mortgage payment is $3000...um, it DOES NOT WORK. You cannot blame that on anyone but yourself !!!!!!!There was even one lady that bought like THREE properties and her income taxes showed she was LOSING money in her business every year!! Yet she went ahead and signed papers for millions of dollars in loans and now claims it is NOT her fault!!!!!!!!!! Riiiiiiight....... Disgusting. Like I said, I get that the banks have some responsibility here. No doubt. But these losers that claim they have NO fault at all make me sick!!!!!!!!!!!! Stupid people should NOT buy homes!
Edited at: Monday, March 23, 2009 9:11:57 AM |
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| [Deep Freeze] Monday, March 23, 2009 8:59:18 AM | |
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You know, maybe I should put this in the Pissed Off Thread but last night, the Princess and I were watching Dateline NBC and they were doing a report on the "mortgage crisis". Now, before strat goes postal on me just let me say that it truly IS a situation caused by greed and corruption. I get that. Being in the business for twenty years, I saw my fair share of "questionable" loans. OK, now that I have prefaced my comments....:
WHAT????!!!!!!!!!!! I sat here ready to friggin PUKE when I heard these morons talking on camera. There were THREE 'borrowers' that were interviewed and guess what they ALL had in common?? ALL three signed for a loan they could not afford ! Worse yet, they continue (probably for litigation reasons) to insist they had no fault!!! WHAT??!?!!??!?! Oh man. I nearly had a stroke!!!!! What the fu#@????????Look, I know there are bad people in businesses. People that would do things to make a buck regardless of right or wrong. I understand. What irritates me is these borrowers claiming they "did not know" that they could not afford a half-million dollar home on a $1600 a month salary! Or, they claim they believed it because the "lender said they could".. WHATEVER! This is FOURTH GRADE friggin math, people!!!! You make $1600 and the mortgage payment is $3000...um, it DOES NOT WORK. You cannot blame that on anyone but yourself !!!!!!!There was even one lady that bought like THREE properties and her income taxes showed she was LOSING money in her business every year!! (Her quote; 'Oh! Those are MY taxes??) Yet she went ahead and signed papers for millions of dollars in loans and now claims it is NOT her fault!!!!!!!!!! Riiiiiiight....... Disgusting.
Like I said, I get that the banks have some responsibility here. No doubt. But these losers that claim they have NO fault at all make me sick!!!!!!!!!!!! Stupid people should NOT buy homes! I am SO sick of people blaming business for all there idiocy!
Edited at: Monday, March 23, 2009 9:11:57 AM
Edited at: Monday, March 23, 2009 9:18:22 AM |
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| [_strat_] Monday, March 23, 2009 7:35:53 AM | |
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Well, yes. True. But... They are closing their foreign factories first. When Renault has to choose which plant to close down - the one in France, or the one in Slovenia - no rewards for guessing which one will be closed down first. No rewards for guessing which plant has the most work now - the one in France, obviosuly. And if Chrysler and Ford have any foreign factories, Im sure that those places were the first ones to get screwed.
[Show/Hide Quoted Message] (Quoting Message by Head banger from Monday, March 23, 2009 7:31:19 AM)| | | Head banger wrote: | | speculators dont have much to do with it. the average person doesnt have the money to spend on new cars yearly right now. they are not moving plants so much as closing them. a few weeks at part pay sucks, perhaps, but its beter than a closed plant.
| | | _strat_ wrote: | | | Oh, whoopedy - fucking - doo... Fucking speculators. Over here, there isnt enough work, because all the foreign companies are moving work from here to their countries... If Renault closes down the plant here, there will be thousands of workers laid off, not to mention those that work for subcontractors... If Renault is doing what Ford and Chrysler are doing, theres going to be a revolution here. I suddenly understand Freezes annonyance with the French. |
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| [Head banger] Monday, March 23, 2009 7:31:19 AM | |
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speculators dont have much to do with it. the average person doesnt have the money to spend on new cars yearly right now. they are not moving plants so much as closing them. a few weeks at part pay sucks, perhaps, but its beter than a closed plant.
[Show/Hide Quoted Message] (Quoting Message by _strat_ from Monday, March 23, 2009 7:26:46 AM)| | | _strat_ wrote: | | | Oh, whoopedy - fucking - doo... Fucking speculators. Over here, there isnt enough work, because all the foreign companies are moving work from here to their countries... If Renault closes down the plant here, there will be thousands of workers laid off, not to mention those that work for subcontractors... If Renault is doing what Ford and Chrysler are doing, theres going to be a revolution here. I suddenly understand Freezes annonyance with the French. |
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| [_strat_] Monday, March 23, 2009 7:26:46 AM | |
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| Oh, whoopedy - fucking - doo... Fucking speculators. Over here, there isnt enough work, because all the foreign companies are moving work from here to their countries... If Renault closes down the plant here, there will be thousands of workers laid off, not to mention those that work for subcontractors... If Renault is doing what Ford and Chrysler are doing, theres going to be a revolution here. I suddenly understand Freezes annonyance with the French. |
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| [Head banger] Monday, March 23, 2009 7:17:53 AM | |
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as I read the news stories, employees of Ford gm, chry... when the plants closed, they we laid off, alowed to colect state employment benefits, and paid a partial wage so total pay =85% of normal. people who work for suppliers, dunno.
and yes chrysler is doing it too, they are well ahead of build demand on most models. GM did it before they were ahead, so some of the cars I ordered for feb 15 still are not built yet.
[Show/Hide Quoted Message] (Quoting Message by Darth_Painkiller_0870 from Monday, March 23, 2009 5:57:12 AM)| | | Darth_Painkiller_0870 wrote: | | Honestly? I do not know how the union's contract with Ford is structured. Ron would be the person to better answer that question, since he works in that industry.
| | | _strat_ wrote: | | Do they pay pay the wages at least?
| | | Darth_Painkiller_0870 wrote: | | Not at all strat. There is plenty of work for Ron and the auto industry workers. What's happening is that Ford, along with General Motors and probably Chrysler too....they shut down plants for a couple of weeks to save money.
| | | _strat_ wrote: | | You mean theres no work, and theyre sending you on the "vacation" (thats how they call it here - unpaid, of course)? Damit, that sucks... Theyre doing it here too, tho fortunately, not in my section. Yet. Do you at least get paid for those three weeks?
If this shit goes on, we will all be living in huts by next year...
| | | ronhartsell wrote: | | Not for me, the plant where I work at will be closed for 3 weeks...(thank you Ford Motor Company!!!)
| | | _strat_ wrote: | | Just dropping by to say hi to both of you... I wont be on much today. Got a LOT of work.
Yup. 4 more days till friday... 6 till sunday... Then it starts all over again. |
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| [Return_of_Darth_Painkiller_0870] Monday, March 23, 2009 5:57:12 AM | |
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Honestly? I do not know how the union's contract with Ford is structured. Ron would be the person to better answer that question, since he works in that industry.
[Show/Hide Quoted Message] (Quoting Message by _strat_ from Monday, March 23, 2009 5:15:02 AM)| | | _strat_ wrote: | | Do they pay pay the wages at least?
| | | Darth_Painkiller_0870 wrote: | | Not at all strat. There is plenty of work for Ron and the auto industry workers. What's happening is that Ford, along with General Motors and probably Chrysler too....they shut down plants for a couple of weeks to save money.
| | | _strat_ wrote: | | You mean theres no work, and theyre sending you on the "vacation" (thats how they call it here - unpaid, of course)? Damit, that sucks... Theyre doing it here too, tho fortunately, not in my section. Yet. Do you at least get paid for those three weeks?
If this shit goes on, we will all be living in huts by next year...
| | | ronhartsell wrote: | | Not for me, the plant where I work at will be closed for 3 weeks...(thank you Ford Motor Company!!!)
| | | _strat_ wrote: | | Just dropping by to say hi to both of you... I wont be on much today. Got a LOT of work.
Yup. 4 more days till friday... 6 till sunday... Then it starts all over again. |
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| [_strat_] Monday, March 23, 2009 5:15:02 AM | |
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Do they pay pay the wages at least?
[Show/Hide Quoted Message] (Quoting Message by Darth_Painkiller_0870 from Monday, March 23, 2009 5:09:51 AM)| | | Darth_Painkiller_0870 wrote: | | Not at all strat. There is plenty of work for Ron and the auto industry workers. What's happening is that Ford, along with General Motors and probably Chrysler too....they shut down plants for a couple of weeks to save money.
| | | _strat_ wrote: | | You mean theres no work, and theyre sending you on the "vacation" (thats how they call it here - unpaid, of course)? Damit, that sucks... Theyre doing it here too, tho fortunately, not in my section. Yet. Do you at least get paid for those three weeks?
If this shit goes on, we will all be living in huts by next year...
| | | ronhartsell wrote: | | Not for me, the plant where I work at will be closed for 3 weeks...(thank you Ford Motor Company!!!)
| | | _strat_ wrote: | | Just dropping by to say hi to both of you... I wont be on much today. Got a LOT of work.
Yup. 4 more days till friday... 6 till sunday... Then it starts all over again. |
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| [Return_of_Darth_Painkiller_0870] Monday, March 23, 2009 5:09:51 AM | |
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Not at all strat. There is plenty of work for Ron and the auto industry workers. What's happening is that Ford, along with General Motors and probably Chrysler too....they shut down plants for a couple of weeks to save money.
[Show/Hide Quoted Message] (Quoting Message by _strat_ from Monday, March 23, 2009 5:02:45 AM)| | | _strat_ wrote: | | You mean theres no work, and theyre sending you on the "vacation" (thats how they call it here - unpaid, of course)? Damit, that sucks... Theyre doing it here too, tho fortunately, not in my section. Yet. Do you at least get paid for those three weeks?
If this shit goes on, we will all be living in huts by next year...
| | | ronhartsell wrote: | | Not for me, the plant where I work at will be closed for 3 weeks...(thank you Ford Motor Company!!!)
| | | _strat_ wrote: | | Just dropping by to say hi to both of you... I wont be on much today. Got a LOT of work.
Yup. 4 more days till friday... 6 till sunday... Then it starts all over again. |
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| [_strat_] Monday, March 23, 2009 5:02:45 AM | |
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You mean theres no work, and theyre sending you on the "vacation" (thats how they call it here - unpaid, of course)? Damit, that sucks... Theyre doing it here too, tho fortunately, not in my section. Yet. Do you at least get paid for those three weeks?
If this shit goes on, we will all be living in huts by next year...
[Show/Hide Quoted Message] (Quoting Message by ronhartsell from Monday, March 23, 2009 4:55:33 AM)| | | ronhartsell wrote: | | Not for me, the plant where I work at will be closed for 3 weeks...(thank you Ford Motor Company!!!)
| | | _strat_ wrote: | | Just dropping by to say hi to both of you... I wont be on much today. Got a LOT of work.
Yup. 4 more days till friday... 6 till sunday... Then it starts all over again. |
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| [Return_of_Darth_Painkiller_0870] Monday, March 23, 2009 4:59:32 AM | |
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Dude!!!! That sucks BIG TIME!!!!! Better find something in the interim!
[Show/Hide Quoted Message] (Quoting Message by ronhartsell from Monday, March 23, 2009 4:55:33 AM)| | | ronhartsell wrote: | | Not for me, the plant where I work at will be closed for 3 weeks...(thank you Ford Motor Company!!!)
| | | _strat_ wrote: | | Just dropping by to say hi to both of you... I wont be on much today. Got a LOT of work.
Yup. 4 more days till friday... 6 till sunday... Then it starts all over again. |
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| [ron h] Monday, March 23, 2009 4:55:33 AM | |
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Not for me, the plant where I work at will be closed for 3 weeks...(thank you Ford Motor Company!!!)
[Show/Hide Quoted Message] (Quoting Message by _strat_ from Monday, March 23, 2009 4:50:52 AM)| | | _strat_ wrote: | | Just dropping by to say hi to both of you... I wont be on much today. Got a LOT of work.
Yup. 4 more days till friday... 6 till sunday... Then it starts all over again. |
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| [_strat_] Monday, March 23, 2009 4:50:52 AM | |
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Just dropping by to say hi to both of you... I wont be on much today. Got a LOT of work.
Yup. 4 more days till friday... 6 till sunday... Then it starts all over again. |
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| [Return_of_Darth_Painkiller_0870] Monday, March 23, 2009 4:50:23 AM | |
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Hell yeah I'm lucky to have her! It's extraordinarily difficult to find someone you can just be yourself around, and puts into the relationship the same amount of passion and work that you do.
[Show/Hide Quoted Message] (Quoting Message by ronhartsell from Monday, March 23, 2009 4:48:02 AM)| | | ronhartsell wrote: | | You're lucky to have her!!!...hold on to her!!!
| | | Darth_Painkiller_0870 wrote: | | Luckily for me, I forewarned her of possible crabbiness. Needless to say, my g/f is very very caring of her man...
| | | ronhartsell wrote: | | ooooo, that's dangerous...want to keep the g/f happy at all costs...
| | | Darth_Painkiller_0870 wrote: | | LOL...You want my job? I didn't take my break Friday for the 2nd day in a row b/c I was so busy! My g/f is lucky I wasn't totally crabby by the time I left to meet her for lunch.
| | | ronhartsell wrote: | | Well, I only work 4 days a wee (m-th), but they're a loooooong 4 days...
| | | Darth_Painkiller_0870 wrote: | | Look at it this way Ron...4 more days til Friday! Let the countdown begin!
| | | ronhartsell wrote: | | Good morning!! Anyone ready for a Monday??...not me... |
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| [ron h] Monday, March 23, 2009 4:48:02 AM | |
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You're lucky to have her!!!...hold on to her!!!
[Show/Hide Quoted Message] (Quoting Message by Darth_Painkiller_0870 from Monday, March 23, 2009 4:44:04 AM)| | | Darth_Painkiller_0870 wrote: | | Luckily for me, I forewarned her of possible crabbiness. Needless to say, my g/f is very very caring of her man...
| | | ronhartsell wrote: | | ooooo, that's dangerous...want to keep the g/f happy at all costs...
| | | Darth_Painkiller_0870 wrote: | | LOL...You want my job? I didn't take my break Friday for the 2nd day in a row b/c I was so busy! My g/f is lucky I wasn't totally crabby by the time I left to meet her for lunch.
| | | ronhartsell wrote: | | Well, I only work 4 days a wee (m-th), but they're a loooooong 4 days...
| | | Darth_Painkiller_0870 wrote: | | Look at it this way Ron...4 more days til Friday! Let the countdown begin!
| | | ronhartsell wrote: | | | Good morning!! Anyone ready for a Monday??...not me... |
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| [Return_of_Darth_Painkiller_0870] Monday, March 23, 2009 4:44:04 AM | |
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Luckily for me, I forewarned her of possible crabbiness. Needless to say, my g/f is very very caring of her man...
[Show/Hide Quoted Message] (Quoting Message by ronhartsell from Monday, March 23, 2009 4:37:46 AM)| | | ronhartsell wrote: | | ooooo, that's dangerous...want to keep the g/f happy at all costs...
| | | Darth_Painkiller_0870 wrote: | | LOL...You want my job? I didn't take my break Friday for the 2nd day in a row b/c I was so busy! My g/f is lucky I wasn't totally crabby by the time I left to meet her for lunch.
| | | ronhartsell wrote: | | Well, I only work 4 days a wee (m-th), but they're a loooooong 4 days...
| | | Darth_Painkiller_0870 wrote: | | Look at it this way Ron...4 more days til Friday! Let the countdown begin!
| | | ronhartsell wrote: | | | Good morning!! Anyone ready for a Monday??...not me... |
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| [ron h] Monday, March 23, 2009 4:37:46 AM | |
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ooooo, that's dangerous...want to keep the g/f happy at all costs...
[Show/Hide Quoted Message] (Quoting Message by Darth_Painkiller_0870 from Monday, March 23, 2009 4:36:23 AM)| | | Darth_Painkiller_0870 wrote: | | LOL...You want my job? I didn't take my break Friday for the 2nd day in a row b/c I was so busy! My g/f is lucky I wasn't totally crabby by the time I left to meet her for lunch.
| | | ronhartsell wrote: | | Well, I only work 4 days a wee (m-th), but they're a loooooong 4 days...
| | | Darth_Painkiller_0870 wrote: | | Look at it this way Ron...4 more days til Friday! Let the countdown begin!
| | | ronhartsell wrote: | | | Good morning!! Anyone ready for a Monday??...not me... |
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| [Return_of_Darth_Painkiller_0870] Monday, March 23, 2009 4:36:23 AM | |
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LOL...You want my job? I didn't take my break Friday for the 2nd day in a row b/c I was so busy! My g/f is lucky I wasn't totally crabby by the time I left to meet her for lunch.
[Show/Hide Quoted Message] (Quoting Message by ronhartsell from Monday, March 23, 2009 4:33:27 AM)| | | ronhartsell wrote: | | Well, I only work 4 days a wee (m-th), but they're a loooooong 4 days...
| | | Darth_Painkiller_0870 wrote: | | Look at it this way Ron...4 more days til Friday! Let the countdown begin!
| | | ronhartsell wrote: | | | Good morning!! Anyone ready for a Monday??...not me... |
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| [ron h] Monday, March 23, 2009 4:33:27 AM | |
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Well, I only work 4 days a wee (m-th), but they're a loooooong 4 days...
[Show/Hide Quoted Message] (Quoting Message by Darth_Painkiller_0870 from Monday, March 23, 2009 4:30:37 AM)| | | Darth_Painkiller_0870 wrote: | | Look at it this way Ron...4 more days til Friday! Let the countdown begin!
| | | ronhartsell wrote: | | | Good morning!! Anyone ready for a Monday??...not me... |
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| [Return_of_Darth_Painkiller_0870] Monday, March 23, 2009 4:30:37 AM | |
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Look at it this way Ron...4 more days til Friday! Let the countdown begin!
[Show/Hide Quoted Message] (Quoting Message by ronhartsell from Monday, March 23, 2009 4:18:39 AM)| | | ronhartsell wrote: | | | Good morning!! Anyone ready for a Monday??...not me... |
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| [Return_of_Darth_Painkiller_0870] Monday, March 23, 2009 4:29:49 AM | |
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Hey jerZ! Nice to see ya back here again! Sorry about your losses.
[Show/Hide Quoted Message] (Quoting Message by jerZgirl from Sunday, March 22, 2009 2:13:17 PM)| | | jerZgirl wrote: | | Wow...haven't been here in a LONG LONG time...hope everyone is well!
I got the news Priest is touring the US again, going to be at PNC in July hopefully-no word on when tix go on sale though.
I am ok, lost my grandpa last year, lost one of my dogs last week, but I have a job that I love and good people around me...looking forward to the summertime!
Heather |
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